Hi! I’m Hundo P Frugal. I’m semi-retired and work a part-time online job from my home. I have two paid-off houses (one of which I use as a rental), no debt, multiple income streams, savings, and investments.
My ace in the hole is frugality. In my early years, I spent money on things that depreciate and lose value over time and didn’t spend money on things that can appreciate over time, like investments or property. I had high credit card, student loan, and mortgage balances. But eventually, I got sick and tired of living paycheck to paycheck. I started reading books like “Life or Debt,” “Your Money or Your Life,” all the David Bach books, and “The Millionaire Next Door” series. Finally, I started implementing what I was reading. This was before my favorite FIRE bloggers started their blogs (the Frugalwoods, Mr. Money Mustache, the Mad FIentist), but once they did begin, I started reading them and implementing their ideas, too.
Are you tired of the commute to work, the long days sitting at a desk or in a cubicle, the dealing with co-workers and bosses, the same hamster wheel schedule day after day after day? Are you ready to retire or be semi-retired? In the coming posts, I’ll show you how I did it. We’ll see all the areas where I became frugal. It was this frugality that let me arrange my life so that I no longer needed full-time work. Just a few of these areas are:
Food
Clothing
Housing
Vehicles
Jobs
…and many more